1. Twin Peaks II: Our Conflict of Interest and Compensation Policy

The “Twin Peaks II” legislation came into effect on April 30, 2014. The aim of this legislation is to better inform and protect consumers with regard to their insurance.

Customer focus, provision of information, transparency, service, etc. have always been essential for our office in the relationship with its customers. In the context of Twin Peaks II, we also inform you about our policy to eliminate or limit as much as possible possible conflicts between the interests of insurer, insurance intermediary and customer (summary of the Conflict of Interest Policy).

2. Important Legal Terms

By accessing this website/application you agree to the terms of use below.

a) Not relying on information

The information on this website/application or that you obtain via this website/application, the web pages, simulations and other content that you consult, have a purely informational value and do not constitute an offer regarding insurance products or financial products or services. The information provided will only constitute an offer if this is expressly stipulated and stated.

The information on this website/application is not intended to provide any advice, including financial, tax, accounting or legal advice.

This website/application only contains general information. If necessary, you can find the exact amount of the guarantee in the General and Special Terms and Conditions available from your insurance advisor and you can also consult the General Terms and Conditions on this website/application.

Our office will monitor and update the information on this website/application to the best of our ability and at regular intervals. The information and materials posted on this website/application are therefore subject to change.

However, our office cannot provide any guarantee as to the accuracy, adequacy, completeness, currency or suitability for a particular purpose of the information and material contained in this website/application, the websites referred to or the reliability or honesty of their sources.

b) Liability of our office

Under no circumstances can our office be held liable for any damage or loss resulting from access to, consultation or use of the information, data, web pages and publications on this website/application, or through the use of interactive applications, except in case of intent or fraud.

This website/application may contain links to third party websites. You are completely free to visit and consult these websites. They do not establish any mediation relationship for our office between you and the relevant third party(s). Our office cannot provide any guarantees for the products and services offered on these websites, nor for the companies about which information is provided, nor for the owners or holders of those websites. Our office is not responsible for the content of the websites to which this website/application links, or for their security level. Our office cannot be held liable for any damage or loss resulting from the use of the information on the websites visited via these links or in the context of contracts concluded on the basis of that information.

c) Intellectual property rights of our office

The information, web pages, publications and data on this website/application are protected by intellectual property rights belonging to our office or third parties. You must refrain from any infringement of these rights. This information and material may be used solely for your personal, non-commercial use, provided that you do not delete any references to intellectual property rights or otherwise contained therein. Without the express, prior, written permission of our office, it is not permitted to distribute, reproduce, sell or transfer the information and material in any form and by any means.

d) Your privacy

By communicating your personal data through this website/application, you accept that they will be processed by our office, which acts as data controller.

More information about how our office handles your personal data can be found in the Privacy Statement of our office, which you can find on our website.

More information about our office's cookie policy can be found in our office's Cookie Policy, which can be found on our website.